Fast hard money loans for Chicago real estate investors. Fix-and-flip, bridge, and rental property financing with up to 90% LTV. Rates from 9.5%. Apply online today.
Apply for Funding →✓ Close in 2 weeks • ✓ Up to 90% LTV • ✓ No prepayment penalty
| Loan Type | LTV | Rate | Term | Best For |
|---|---|---|---|---|
| Fix-and-Flip | Up to 90% | 9.5% - 12% | 6-12 months | Property rehabs, quick flips |
| Bridge Loan | Up to 80% | 9.5% - 11% | 6-24 months | Fast closings, temporary financing |
| BRRRR Financing | Up to 85% | 10% - 12% | 12-18 months | Buy, rehab, rent, refinance strategy |
| Rental Property | Up to 75% | 9.5% - 11% | 12-36 months | Cash-flowing rental acquisitions |
Fill out our simple application with property details and your experience. Takes 5 minutes.
We review your application and get back to you within 24-48 hours with a decision.
Once approved, we close your loan in 10-14 days so you can move on your deal quickly.
We typically work with borrowers who have a credit score of 620 or higher. However, we focus more on the deal itself (property value, equity, exit strategy) than your credit score. If you have strong deal fundamentals and real estate experience, we may work with lower scores.
Loan amounts typically range from $50,000 to $5 million depending on the property value and your experience. For fix-and-flip loans, we can lend up to 90% of the purchase price plus 100% of rehab costs. For bridge loans, up to 80% LTV.
We lend throughout Chicago and the surrounding suburbs including Cook, DuPage, Lake, Will, and Kane counties. If you have a property outside these areas, contact us and we can discuss your specific situation.
Yes! We offer hard money loans for rental property acquisitions with up to 75% LTV. These loans are ideal for investors who need to close quickly on a cash-flowing property or are planning a BRRRR strategy (buy, rehab, rent, refinance, repeat).
No prepayment penalties! You can pay off your loan early without any additional fees. This is especially beneficial for fix-and-flip investors who sell properties faster than expected.
Hard money loans are asset-based loans secured by real estate. They're faster to close (2 weeks vs 60+ days), require less documentation, have flexible credit requirements, and work for distressed properties that banks won't finance. The trade-off is higher interest rates (9.5-12% vs 6-8%) and shorter terms (6-24 months vs 30 years).
Apply online today and get approved in 24-48 hours. Close your Chicago hard money loan in 2 weeks and move faster on deals.
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